Stable Gold Collateral Bonds

Crowdfunding site for Stable Gold Collateral (SGC™) 

  

  

  

IPC Co-Op invented a new high-yield and low-risk Stable Gold Collateral (SGC™) bond. Consumer Cooperatives (CC) worldwide will collateralize the SGC™ bonds they offer with gold bullion reserves held in a registered and shared bullion bank. 

Every 12 months, the U.S. SEC will, via Regulation CF, allow each and every one of these (up to 100) federated CCs to sell $10 million worth of its bonds on this proposed Debt and Equity Crowdfunding site.

CC’s high yield (8.8%) gilt-edged bonds will enable SGC™ bond investors, like pension funds, to greatly reduce their financial portfolio risk while more than doubling their present returns by purchasing gold bullion collateralized low-risk bonds on this unique global Web platform that will operate under U.S. SEC Regulation CF (CrowdFunding).

Stable Gold Collateral bonds (SGC™) will enable perhaps one hundred new Consumer Cooperatives (CC) to now spring up worldwide and to share both a Debt and Equity Crowdfunding site along with the “buying power” of IPC Co-Op – their member households’ common global purchasing agent and payment service provider.

Every CC member household can buy goods online so even the poorest household can save over a thousand dollars every year thanks to the consolidated buying power of their Consumer Coop and to its LEO 2 satellite connectivity. This global CF site will help up to one hundred (100) Consumer Cooperatives worldwide share a platform for each of them selling $10mm worth of its SGC™ bonds every 12 months under Reg. CF. Of course, 100 x $10mm = $1Bn of CCs’ SGC™ bonds offered per year on the CF site.

As for the “Equity”, CC’s available new investments will also be offered on this same CF site.

IPC Co-Op, a Nevada Cooperative U.S. SEC CIK: 0001881991, was authorized by the SEC to offer its bonds on one of the 69 SEC authorized Crowdfunding (CF) web platforms in 2021:

https://www.sec.gov/Archives/edgar/data/1881991/000188199121000001/xslC_X01/primary_doc.xml

A small number of today’s “Equity Crowdfunding” sites drawing large followings have, without any of them offering bonds, been crowding out more and more of those 69 “Equity Crowdfunding” CFs. The opportunities to acquire an SEC-registered “Equity Crowdfunding” site and then turn it into the first-ever “Debit and Equity Crowdfunding” site available to sophisticated seed investors. 

This unique CF Internet platform will offer the Stable Gold Collateral bonds (SGC™) of up to one-hundred Consumer Cooperatives (CCs) in countries comprising 9 Territories worldwide. IPC Co-Op and each of these CC’s own platforms and weekly communications to households will promote SGC™.

The gold bullion collateral backing each, dollar-denominated, SGC™ bond will be managed by a Bullion Bank in Singapore: https://ipc.coop/wp-content/uploads/2022/05/advantages-of-buying-stable-gold-collateral-bonds-vs-other-fixed-income.pdf 

This shared Bullion Bank will specify that at least 20% of Stable Gold Collateral bonds (SGC™) offered by any issuing CC be “green bonds” as prescribed by such stock exchanges as the Oslo, Stockholm, London, Luxembourg, Mexico Stock Exchange, and the Borsa Italiana.

The U.S. SEC requires that newly issued bonds be held for one year. However, because compound interest starts on day one, these 30-year SGC™ bonds will rise over 12-fold in value thanks to 8.8% compound annual interest. Pension funds with global assets of $55 Trillion now need 8.8% but seldom find it, even at high risk. Pension funds may acquire all $10 million per year of SGC™ bonds from each of the 100 CCs on this proposed CF site.

40% of each $2 bond will immediately become gold collateral. Biannual sinking fund deposits of gold will bring the value of the gold collateral backing each $2 (SGC™) bond up 12-fold from $0.80 to over $9.60 in thirty years.

Despite constant predictions of the dollar’s demise, nearly 60% of the world’s central banks’ foreign exchange reserves – the money they hold to cover unexpected financial emergencies – are invested in dollar-denominated assets.

The share of the U.S. dollar as a payment currency worldwide is over 40%, while it makes up over 60% of international debt and 50% of loans globally. Besides being the go-to currency for international financial transactions, commodities such as oil are also bought and sold in U.S. dollars.

Members of a federated Consumer Cooperative (and others worldwide) will also be able to buy any CCs annually issued, dollar-denominated, SGC™ bonds directly from their co-op, processed by the global Bullion Bank to be based in Singapore with an office in the Dubai gold market.

Note: An Excel spreadsheet URL on Gunn’s site shows that the accumulated gold bullion collateral, compounding annually at 8.8%, for 25 independent CCs over the 30-year life of their U.S. SEC-authorized SGC™ bonds, will come to $300 billion.

Taking part Consumer Cooperatives throughout the world’s 9 Regions (see) offer SGC™ bonds on the one U.S. crowdfunding site to be acquired with the proceeds of this fund-raising.

The various service fees being charged with successful crowdfunding projects now are online at https://blog.fundly.com/crowdfunding-fees/. 

Each time a crowdfunding project is successfully funded, the following fees will be collected from the funding total: The CF platform’s fee ranging from 5% to 18% (often 8%) + about 25¢/gift, plus payment processing* fees (between 3% and 5% per gift). If funding isn’t successful, there typically are no fees. 

* This CF platform’s payment processor will be the CC Federation’s Singapore Bullion Bank.

The author estimates that each CC, other than the 9 in Canada, will sell $10mm worth of SGC™ bonds per year on this U.S. CF platform site and that, in 7 years, there will be about 100 participating CCs worldwide, each with a weekly digital newsletter for its household members.

© 2023 George Beard, CFO, IPC Co-Op